In order to make lending decisions, we rely on being able to analyse your income and expenditure. We do this by allowing you connect your bank accounts to CrediSphere using Open Banking.
Currently, we're able to support customers of all of the below banks:
- AIB Business
- AIB NI
- AIB NI Business
- Allied Irish Bank
- American Express
- Aqua
- Aqua Card
- Argos Card
- Bank of Ireland
- Bank of Ireland Business
- Bank of Scotland
- Bank of Scotland (BOS)
- Bank of Scotland Business
- Bank of Scotland Commercial
- Barclaycard
- Barclays
- Barclays (no app)
- Barclays Business
- Barclays Corporate
- Barclays Wealth
- Bip
- Burton Card
- Capital One
- Cashplus
- Cater Allen
- CHASE
- Chase
- Chelsea Building Society
- Coutts
- Creation
- Cumberland
- Cumberland Building Society
- Cynergy Bank
- Danske Bank
- Danske Business
- Debenhams Card
- Dorothy Perkins Card
- Evans Card
- First Direct
- First Direct Bank
- First Trust Bank
- Fluid Card
- Halifax
- House Of Fraser Card
- HSBC
- HSBC Business
- HSBC Kinetic
- HSBCNET
- Investec
- John Lewis Partnership Card
- Lloyds
- Lloyds Business
- Lloyds Commercial
- M&S
- M&S Bank
- Marbles
- MBNA
- Mettle
- Monese
- Monzo
- Nationwide
- Nationwide Building Society
- Natwest
- NatWest
- Newpay
- Opus Card
- Pulse Card
- RBS
- Revolut
- Royal Bank of Scotland (RBS)
- Sainsburys Bank
- Santander
- Silicon Valley Bank
- Starling
- Tesco Bank
- Tide
- TSB
- Tui Travel Money Card
- Ulster Bank
- Ulster Bank NI
- Vanquis
- Vanquis Bank
- Virgin Money
- Virgin Money (bank)
- Virgin Money (Clydesdale)
- Virgin Money (Yorkshire Bank)
- Virgin Money Credit Cards
- Wallis Card
- Wise
- Yorkshire Building Society
My bank isn't here
If your bank is not on the list, unfortunately we'll be unable to accept an application from you. At the moment we do not accept copies of bank statements. Keep an eye on this list, we regularly update it when a new bank is supported.
One of my banks isn't here
We need to be able to review all of your spending, if we can see that you use more than one bank account then you may be asked to connect another. If the bank we have asked you to connect is not on the list then we'll try to make a decision with the information we have. If we're unable to accurately determine your affordability then your application may be declined.